These are the standard questions that a bankruptcy trustee will ask you at a 341 Meeting of Creditors. This doesn’t mean that these are the only questions you’ll face, but these are the most common. Unless you have some interesting asset like a family vacation home in a trust which your dad set up years ago, you should be fine.

Just remember: driver’s license, social security card, bank statement showing balances for the month we filed, and a current paystub.

Nope.

You can discharge them in a chapter 13 (usually), but it may not be worth the extra attorney’s fees and 3 years of waiting for that to happen.

In a chapter 7, it will not discharge a debt ” to the extent such debt is for a fine, penalty, or forfeiture payable to and for the benefit of a governmental unit

No, there’s not. Don’t flirt with bankruptcy fraud charges. Spend the money on exempt items and keep your receipts.