Monthly Archives: October 2018
Now that I have my bankruptcy discharge, can they still report me on ChexSystems and deny me a bank account?
No, but it’s a mess to clear it up.
Bankruptcy may discharge your debts, but it doesn’t necessarily clean up your credit.
Can a creditor come repossess my car after I file a chapter 7 bankruptcy?
No, but sometimes they do.
When you file a chapter 7 bankruptcy, you file a statement of intention with the court letting your creditors know if you’ll be keeping your secured loans (like car loans and mortgages).
Does it matter if I let my creditor get a default judgment before I file bankruptcy?
You’ll hate this answer:
Is there any way to get the cross-collaterized credit card loan off of my truck loan with my credit union? (updated from 2014)
Back in 2014, I posted the following article here (quoted below), and everything seems even murkier now: