It depends on what you want to happen.

Most likely, we will take you off of the car loan and discharge that debt.

It depends on whether you want to keep the home or give it up.

Short Answer:

Fight it if you want to try to save the home.

Ignore it if you’re surrendering the home anyways.

Long Answer:

So when you file bankruptcy, the Bankruptcy Court imposes something called the automatic stay that stays (stops) creditor actions like garnishment, foreclosure, and repossession.

Honestly, nothing.

You lose them.

In bankruptcy, we list all of your assets and then exempt (protect) them.