Maybe. If you officially reaffirmed the debt, then yes, they can still sue you after a repossession if there is some kind of deficient balance after the auction, but only if you “officially reaffirmed” it. When you file bankruptcy, you file a document called “Official Form 108, Statement of Intention for Individuals Filing Under Chapter … Continue reading Our statement of intention in bankruptcy said that we wanted to reaffirm our car, and they repossessed it. Do we still owe the bank money?