No, they’re yours to keep.

There are various items you own which are exempt (protected) under bankruptcy law.  Utah law provides various exemptions, most of which are found in Utah Code 78B-5-505. “Property exempt from execution.”

The specific code section here states that:  “(1) (a) An individual is entitled to exemption of the following property:  (i) a burial plot for the individual and the individual’s family….”

This means that your pre-paid burial plot is protected when you file bankruptcy.  It doesn’t matter whether you file a chapter 7 or a chapter 13 bankruptcy.  In a chapter 7 bankruptcy, the trustee cannot take that asset and sell it for your creditors.  In a chapter 13 bankruptcy, the trustee cannot demand that you pay the value of that asset to your creditors.

It is safe.