No, they’re yours to keep.

There are various items you own which are exempt (protected) under bankruptcy law.

Yes, and no.

Assuming that your income is below median, you can get a discharge in a chapter 7 every 8 years.

If your ex husband/wife or someone you know has filed bankruptcy and is actively hiding assets, then you should probably tell the bankruptcy trustee.

Just remember to be careful, because by doing so, you are accusing them of committing a fraud on the court, of committing perjury on their federal bankruptcy court documents, and this is a pretty serious charge.

I wish my clients would ask me this one.

Yes, if you’re filing it electronically.

Today is Memorial Day.

There are none in a chapter 7.

Maybe, and I hate this answer.

I cannot protect a computer or printer or software under the Utah exemptions unless I can claim that the computer and related items are professional implements or tools of the trade you use in your business.

It depends.

If your chapter 7 bankruptcy case was a “No Asset Case,” then the odds are pretty good that all non-priority creditors (creditors other than taxes, child support, student loans, and restitution) were wiped out.

No.

The bank garnishment/levy was a one shot affair.

Yes, and no.

Bankruptcy does not discharge your student loan obligations (except from some fairly rare cases).