What happens to my utility bill and my utilities service if I file bankruptcy against them?

We can get a discharge of that debt, but it’s not that simple.

If you owe back utilities, we can list them in the bankruptcy and discharge that obligation.  Then it comes down to where you want to live in the future: if you still want to maintain a residence in that city, then you will need to pay a huge deposit to retain your utilities service after filing bankruptcy.

For example, if you have an $800 outstanding bill with Eagle Mountain City, I can list that debt in bankruptcy and wipe it out.  However, Eagle Mountain generally requires a $500 deposit to maintain utility service.  They cannot apply that deposit to your old outstanding bill, but it’s a hassle.  I have found that it’s hard for most clients to suddenly come up with an extra $500 to pay as a deposit right after filing bankruptcy.

On the other hand, if you have moved and never plan on going back to that city, then we can list the debt and wipe it out.  If you end up moving back there down the road, they will remember.  Be prepared for a large deposit.

Now if you have a current utility bill and plan on maintaining your residence, we don’t seek a discharge of that debt.  You simply keep paying them as normal.

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