What are the pros and cons of reaffirming my mortgage in bankruptcy?

I had a client ask me this last night.  Just to be clear:  I don’t like signing reaffirmation agreements on mortgages.  It means that I am pulling your biggest creditor out of the bankruptcy and agreeing that you’ll still be liable for the debt.  So, let’s say you do not reaffirm:  Cons:  1.  the creditor … Continue reading What are the pros and cons of reaffirming my mortgage in bankruptcy?