I hate this question, because it’s a range.
Here are the filing fees (which you pay to the court):
$306 for a chapter 7
$281 for a chapter 13.
We can file a motion with the court so that you can pay these fees after you file your case. For instance, let’s say you file bankruptcy today. We can file a motion so that you pay your $306 to the court as follows: $102 a month from now, $102 two months from now, and $102 three months from now.
There is a credit counseling course you are required to take before you go bankrupt. Most cost around $20, but there are some which cost as little as $9.95 for a couple. I can provide you with links for these.
$1,000 and up for a chapter 7 (depending on how complicated you are), and
$500 and up, up front, for a chapter 13 (we get paid more fees from the bankruptcy trustee payments down the road if we get your chapter 13 case confirmed).
So, it costs anywhere from $500 up to file bankruptcy with my firm.
This is not legal advice. If you need help, go to www.robertspaynelaw.com.