This year, the IRS has been holding on to tax refunds that are receiving the Earned Income Tax Credit (EITC or EIC) and the Additional Child Tax Credit (ACTC). In other words, if you are claiming kids on your taxes and getting a refund, then the IRS won’t be sending out your refund right away. That being said, they were only holding them until February 15, 2017, so at this point they should be sending them out.
According to the IRS (from their FAQ website):
I claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) on my tax return. When can I expect my refund?
• By law, the IRS is required to hold EITC and ACTC refunds until February 15. However, taxpayers may not see those refunds until the week of February 27 – if there are no processing issues with the tax return and the taxpayer chose direct deposit.
• Where’s My Refund? will be updated on February 18 for the vast majority of early filers who claimed the Earned Income Tax Credit or the Additional Child Tax Credit. Before February 18, some taxpayers may see a projected deposit date or an intermittent message that the IRS is processing their return.
So at this point, they should be mailing them out, and then you can hopefully use some of that tax refund to file bankruptcy.
You can also check with their handy “Where’s My Refund” website.