Should I file bankruptcy now to stop the garnishment, or wait for my tax refund?

This is always a tough call. It’s November, and if a client files bankruptcy this month, he will lose 11/12 of his tax refund next February. ┬áIf he files between December and the time he files his taxes next year, he’ll lose the whole refund. I was on the phone with a woman yesterday who … Continue reading Should I file bankruptcy now to stop the garnishment, or wait for my tax refund?