How many years from a chapter 13 to a 7, or from a chapter 7 to a chapter 7 bankruptcy discharge?

This is a complicated question, and unless you’ve filed bankruptcy in the past 8 years AND received a bankruptcy discharge, it does not apply to you.

If you want to discharge your debts in a new chapter 7, you have to wait for 8 years from the date of filing the last Chapter 7 (that gave you a discharge).   If you had a discharge in a 13, then you have to wait 6 years from the date that Chapter 13 was filed.  (Unless that Chapter 13 paid either 100% of the unsecured claims or paid 70% of the unsecured claims and was proposed in good faith).

If you want to discharge your debts in a Chapter 13, then you have to wait two years from the file date from your last 13 that got a discharge.  If you want a discharge in your Chapter 13 after filing a 7, then you have to wait 4 years from the file date of that Chapter 7.

Here is a handy chart that someone sent me (I have no idea who put it together, but it is a good one):  time between bankruptcies