What documents do you need for your 341 Meeting of Creditors?

  • So yesterday I am at a 341 Meeting of Creditors, and one of the debtors didn’t have proof of his social security number.  This is a problem.

    About a month after you file bankruptcy, you meet with a trustee apointed by the court.  There is a limited pool of trustees, and each serves (for the most part) a specific area of the state.  The bankruptcy court keeps a current list of Chapter 7 and Chapter 13 trustee information on their website at http://www.utb.uscourts.gov/strstcontacts.htm  .

    When we meet with the trustee, we generally need four things:

    1.  driver’s license

    2.  social security card

    3.  bank statement showing balance on date of filing bankruptcy, and

    4.  current paystub.

    Yesterday, the client was missing his social security card.  If we can’t find proof of social, the trustee can continue (reschedule) the meeting and make you come back another day.  Fortunately, there are a lot of other things that will suffice.  We showed the trustee a W2, which also contained the information.  In the past, we have also used 1099 forms, social security and/or disability award letters, and once I even used a copy of a lawsuit filed by a creditor who mistakenly put the client’s social security number on the front caption of the suit.

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